Funeral Advantage Insurance can help you pay for your burial expenses.
When a loved one dies, grieving family members and friends are often confronted with dozens of decisions about the funeral—all of which must be made quickly and often under great emotional duress. What kind of funeral should it be? What funeral provider should you use? Should you bury or cremate the body, or donate it to science? What are you legally required to buy? What other arrangements should you plan? And, as callous as it may sound, how much is it all going to cost? Each year, Americans grapple with these and many other questions as they spend billions of dollars arranging more than 2 million funerals for family members and friends. Many of us never think about how our family will pay for our funeral, and the cost may surprise you. That's why you need burial insurance and other coverage for final expenses.
According to the National Funeral Directors Association, the average cost of a funeral in 2010 was $8,000, not including the cemetery plot, monument, flowers, obituary, or other cash expenses, which could push the cost well over $11,000.
addition to funeral services and the choice of burial or cremation,
cemetery property, or “interment rights,” is another consideration when
you’re making final arrangements, either for yourself in advance, or
for a loved one.
A common misconception that people often have when they purchase the right of interment in a cemetery is that they have purchased the land itself, when in fact what they have really purchased is the right to be interred (also referred to as buried, entombed, enniched or placed) on or in that particular piece of property. The average cost of a cemetery property is around $4,500.00 today.
Outer Burial Enclosures or Vaults often are required by cemeteries for burial. These enclosures are intended to support the ground and avoid the possibility of "grave collapse". Outer burial enclosures may be wood boxes (rarely used today), grave liners (made of wood or concrete), concrete boxes or vaults. There is a significant difference between vaults and outer burial enclosures. Outer burial enclosures are intended solely to support the soil. They add little protection from outside elements (water, etc.) to the casket. The cost of a Vault is around $600.00 today.
Opening and Closing
If yo decide to buy a cemetery property ,it is advisable to include the opening and closing in the purchase since this price may go up with Inflation. As of today the cost is around $900.00
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"We were just mind-boggled... burying someone, a loved one, or anybody for that matter... it's good having the Funeral Consumer Guardian Society on your side."Mary Avelar Carlsbad CAFuneral Advantage and FCGS gave me support and Piece of mind